TERMS AND CONDITIONS
Effective Date: 10/1/2026
By opting in to receive SMS messages from American Management Services Inc. & Frontier Recovery Systems Inc. (AMS/FRS) (“we,” “us,” “our”), you agree to these Terms and Conditions (Terms).
SMS Messaging Service
By providing my phone number, I consent to receive SMS text messages from American Management Services Inc. and/or Frontier Recovery Systems, Inc. for appointment reminders, marketing messages, and general two-way communication about any of your collections accounts. Message and Data Rates may apply.
Message Frequency
You will get more than one message from us unless you opt-out. American Management Services and/or Frontier Recovery Systems reserves the right to alter the frequency of messages at any time to increase or decrease the total number of messages. American Management Services and/or Frontier Recovery Systems and carriers are not liable for delays or undelivered messages. By providing your mobile number and opting in to SMS from American Management Services and/or Frontier Recovery Systems, you consent to receive conversational messages from American Management Services and/or Frontier Recovery Systems.
Message frequency: Message frequency may vary. On average, 1-2 messages per month.
Rates: Message and data rates may apply.
Privacy Policy: https://amssg.net/sms-terms-conditions-and-messaging-privacy-policy/
Message and Data Rates
Message and data rates may apply based on your mobile carrier’s terms.
Privacy Policy
Your information will be handled in accordance with our Privacy Policy.
Cancellation/Opt-Out Instructions
You can opt out of receiving SMS messages at any time by replying STOP to any message we send you. After you opt out of text messaging, you will receive one additional message confirming your request has been processed.
Help/Customer Support
Text the word HELP for support. You may also contact us directly at help@amssg.net.
Liability
We are not responsible for any charges, errors, or delays in SMS delivery or undelivered messages caused by your carrier or third-party service providers.
Messaging Privacy Policy
Effective Date: 10/1/2026
American Management Services, Inc. (“we,” “us,” “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how American Management Services, Inc. collects and uses information about you when you opt-in to receive SMS messages from us.
Information We Collect
When you opt-in to receive SMS messages, we collect:
- Your phone number
- Consent to send SMS messages
- Your email address
- Your basic contact information
- Your messaging history
How We Collect Your Information
We may collect your information directly from you, such as when you complete a form or contact us or automatically, such as when you interact with our website.
How We Use Your Information
We use your information to:
- Send you the SMS messages you’ve opted in to receive
- Provide updates, promotions, or other relevant content based on your preferences
- Choices and Controls
- To operate our business
You can opt out of receiving SMS messages at any time by replying STOP to any message we send you. You can review our Terms for additional information about the opt-out process.
To Whom We Disclose Your Information
We may disclose your information to our affiliated companies; to third party service providers, business advisors, or consultants who provide services to us; in connection with a merger, acquisition, reorganization, restructuring, financing transaction or sale of assets; as required by law or administrative order; to assert claims or rights or to defend against claims.
We do not share your personal information, phone number, or SMS consent opt-in data with third parties or affiliates for marketing or promotional purposes.
Protection of Information
We take steps to protect your information against unauthorized use or disclosure.
We do not transfer, share, sell, or disclose consumer data to any external organizations under any circumstances, except where strictly required by law.
This applies to all consumer data, including phone numbers and SMS consent data.
For clarity, this prohibition is not limited to marketing or promotional purposes and includes any disclosure to affiliates, service providers, consultants, or parties involved in transactions.
We also protect your information against unauthorized use or disclosure.
Updates
We may periodically update this privacy policy. If we make material changes that have a substantive and adverse impact on your privacy, we will provide notice on this website prior to the change becoming effective. We encourage you to periodically review this page for the latest information about our privacy practices.
How to Contact Us
You can reach us by texting the word HELP for support to 435/688-8443. You may also contact us directly at help@amssg.net.